Peningkatan Pemahaman Literasi Digital Tentang Pinjaman Dana Online Di Malaysia Dan Indonesia

Abstrak

Online Fund Loans (Pinjol) are a form of money loan that utilizes technology that allows loan givers and recipients to carry out lending and borrowing transactions without having to meet in person. The rise of illegal lending companies that have grown in recent years has caused casualties among students. The aim of this community service activity is to provide an understanding of digital literacy about pinjol to students of the Faculty of Social Sciences at Universiti Sultan Zainal Abidin Malaysia. The method for implementing this activity is community education which is carried out in three stages, namely preparation, implementation and evaluation. This activity was attended by 80 students. Evaluation is carried out by administering pretest and posttest questionnaires. The results of the service activities that have been carried out show that before the socialization was carried out, there were 85% of students who understood digital literacy about pinjol and after the activities were carried out there were 95% of students who understood digital literacy about pinjol. Overall, students are very enthusiastic about this activity and can indirectly increase their understanding of digital literacy about pinjol.